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How To Get A First-Time Car Buyer Loan. You may find yourself behind the wheel of your own car if you follow these 7 steps to getting a loan. 1. Set A Budget. Before applying for a loan, you should know how much car you can actually afford. A loan can cover the brunt of a car’s price, but you should expect to pay an upfront down payment …

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Here’s a first-time car-buyer guide to help get you through purchasing your first vehicle. 1. Budget what you can afford. A helpful guideline for buying your first car is the 20/4/10 rule. This rule recommends a 20% down payment, a repayment term of at most four years and less than 10% of your monthly budget spent on transportation costs.

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Timebuyer Auto Sales is located at 5898 Rome Taberg Rd in Rome, New York 13440. Timebuyer Auto Sales can be contacted via phone at (315) 533-5587 for pricing, hours and directions.

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